Privacy Policy

Our Commitment to User Privacy:

This Policy describes how Instacard protects and manages your personal data, including:

– What data we collect when you sign-up for, use, or engage with any of our applications, products, services or websites
(collectively “Services”);
– How we manage data from the beginning of your engagement forward;
– The choices you have regarding how data is managed.

We Limit Use of Your Personal Data:

– To providing, maintaining and improving our Services;
– To communicating with you about new and existing Services;
– To protect the legal rights, property and safety of our Services and users.

Sharing Personal Data with Merchants:

We may be required to share your data with a merchant if you open a Payment Dispute for a transaction with said merchant.

We Collect and Use Data:

Data You Provide:

Your name, email address, phone number, birth date, last four digits of social security number, payment card and bank information as well as other information you may be asked to provide when signing-up for an account, providing identity verification or engaging in a transaction.

Other Data:

– Transaction Data: when, where and how a transaction takes place including, but not limited to, the devices and payment
methods used;
– Device Data: hardware model, operating system, unique device identifiers, mobile network data as well as other data
generated by a device’s interaction with our Services;
– Location Data: to prevent fraudulent use of our Services;
– User Data: browser data, Internet Protocol (“IP”) addresses and other data describing user engagement;
– Cookies: small data files we may store on your computer or mobile device memory to help us manage your engagement
with our Services, including gathering aggregated data about engagement;
– Beacons: small electronic images we may use in our Services and emails to deliver cookies and measure user
engagement.

We Share Personal Data Under Controlled Circumstances:

– With third parties, within the United States and in other countries, who may access data about you to perform functions
on our behalf;
– With financial institutions, processors, payment card associations and other entities that are involved in the payment
process;
– With government and law enforcement where reasonably necessary to comply with applicable law, regulation, legal
process, governmental request;
– With others where reasonably necessary to protect the security or integrity of our Services or user safety;
– In Connection with, or during the negotiation of, any merger, sale of company stock or assets, financing, acquisition,
divestiture or dissolution of all or a portion of our business;
– With your consent.
– We may share data that is not personally identifiable with third parties.

Security:

We take reasonable measures, including administrative, technical and physical safeguards to help protect your personal data from loss, theft, misuse, unauthorized access, disclosure, alteration and destruction.

We maintain strict security standards and procedures with a view to preventing unauthorized access to your data by anyone, including our staff. We use leading technologies such as (but not limited to) data encryption, firewalls and server authentication to protect the security of your data. Our staff and third parties whenever we hire them to provide support services, are required to observe our privacy standards and to allow us to audit them for compliance.

Cookies and Tracking Technologies:

We and our partners use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and gather information about our user base, such as location information based on IP addresses. You can control the use of cookies at the individual browser level. For more information regarding cookies or similar technologies, please review our Cookie Policy.